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Understanding Referencing Tiers: Quickview vs Fullview
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Choose the right referencing service for your applications. Tenantviews offers two main referencing tiers (bespoke solutions available as usual) to meet different needs and risk levels.
Quickview - Basic Referencing
Quickview provides essential tenant checks for straightforward applications:
What’s Included:
- ID & AML Checks: Identity verification plus Anti-Money Laundering screening (PEP & Sanctions)
- Soft Credit Checks: Assesses financial reliability and identifies any adverse credit history
- Adverse Credit History: Identifies any County Court Judgements (CCJs) or financial issues
- Affordability Estimate: Basic assessment using tenant-provided income information (unverified)
- Address Confirmation: Verifies current address with recent utility bills and bank statements
Fullview - Comprehensive Referencing
Fullview includes everything in Quickview plus additional verification for thorough due diligence:
What’s Included:
Everything in Quickview plus:
- Verified Affordability Assessment: Combines verified income data, employment confirmation, and holistic financial insights to provide a reliable view of affordability.
- Employer References: Direct contact with employers to confirm employment status, salary, and contract type
- Income Documentation Analysis: Detailed review of payslips, bank statements, and tax returns (especially for self-employed applicants)
- Landlord References: Contact with previous landlords to verify payment history and tenant behavior
Additional Services
Both tiers can be enhanced with optional add-ons:
- Right to Rent: Digital ID check using certified Identity Service Providers (IDSPs) for UK and Irish nationals, or Home Office online check using a share code for other applicants.
- Guarantor Referencing: Comprehensive checks on guarantors when a tenant doesn’t meet affordability criteria.
⚠️ Rent Guarantee Eligibility: To qualify for Rent Guarantee cover, the tenant (or their guarantor, if applicable) must successfully pass Fullview referencing checks.