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Understanding Referencing Tiers: Quickview vs Fullview

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Choose the right referencing service for your applications. Tenantviews offers two main referencing tiers (bespoke solutions available as usual) to meet different needs and risk levels.

Quickview - Basic Referencing

Quickview provides essential tenant checks for straightforward applications:

What’s Included:
  • ID & AML Checks: Identity verification plus Anti-Money Laundering screening (PEP & Sanctions)
  • Soft Credit Checks: Assesses financial reliability and identifies any adverse credit history
  • Adverse Credit History: Identifies any County Court Judgements (CCJs) or financial issues
  • Affordability Estimate: Basic assessment using tenant-provided income information (unverified)
  • Address Confirmation: Verifies current address with recent utility bills and bank statements

Fullview - Comprehensive Referencing

Fullview includes everything in Quickview plus additional verification for thorough due diligence:

What’s Included:

Everything in Quickview plus:

  • Verified Affordability Assessment: Combines verified income data, employment confirmation, and holistic financial insights to provide a reliable view of affordability.
  • Employer References: Direct contact with employers to confirm employment status, salary, and contract type
  • Income Documentation Analysis: Detailed review of payslips, bank statements, and tax returns (especially for self-employed applicants)
  • Landlord References: Contact with previous landlords to verify payment history and tenant behavior

Additional Services

Both tiers can be enhanced with optional add-ons:

  • Right to Rent: Digital ID check using certified Identity Service Providers (IDSPs) for UK and Irish nationals, or Home Office online check using a share code for other applicants.
  • Guarantor Referencing: Comprehensive checks on guarantors when a tenant doesn’t meet affordability criteria.

⚠️ Rent Guarantee Eligibility: To qualify for Rent Guarantee cover, the tenant (or their guarantor, if applicable) must successfully pass Fullview referencing checks.

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